Which car insurance is the cheapest?
USAA has the cheapest car insurance, according to our 2022 study. Its average rate is $1,000 a year, which is $539 less than the national average. Drivers who don’t qualify for coverage through USAA are likely to find the lowest rates with Geico. Geico’s average rate is $1,148 a year, which beats the national average by $391.
Keep in mind that an insurer’s average rate may not reflect your own. The best way to find the lowest rates available to you is to get and compare quotes from several insurers.
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